Online Access Login

Online Access Register

Join SMCU

Join and/or Borrow

Savings and Loans

t: 029 2088 3751 e: info@smartmoneycymru.co.uk

Online Account Access

Join us online!

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You can now join us online, providing you have a passport or driver's licence.  We will verify your identity using the electoral register and other records, including verification with credit reference agencies. (If we can't do this, we will ask you for further proof.)

Once verified, you will need to pay the joining fee of £2.00 and make a deposit into your share account to activate it. This can be done by making an online payment via your bank or by paying cash at the office. Please contact us for the account details.

Access your accounts

Once you are set up as a member, you will then be able to register for the member's area which will give you access to many services including :-

  1. Access your account 24/7
  2. Check your balances
  3. View a mini statement
  4. Transfer money
  5. Apply online for a loan
  6. Amend personal details
  7. Request or print forms
  8. Send an online enquiry

Apply for a loan

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Existing members will be able to apply for a loan online via the Members Area. If you are not already a member, all you need to do is join first and once you have registered for access to the Member's Area, then you can apply. Supporting documentation will be required for a loan but these can be emailed or posted seperately.


Smart Money Cymru Credit Union Ltd, 64-66 Cardiff Road Caerphilly CF83 1JQ Telephone 029 2088 3751
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority 213370, FCA register no: 163C.

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